Website Disclaimer

Last updated: 27 June 2025

1. General Information Only

All content provided on PolicyIdea.com (“Site”, “we”, “us”) is for informational purposes only. While we strive for accuracy, insurance laws and product details change frequently and may vary by jurisdiction. Always verify information with a licensed agent, financial planner, or legal professional before acting on it.

2. No Professional Advice

Nothing on this Site constitutes legal, financial, tax, or insurance advice, nor does it create a professional–client relationship. Your personal circumstances may differ; consult qualified experts for guidance tailored to your situation.

3. Editorial Independence

Our mission is to deliver fact-checked, unbiased insurance and personal-finance guidance. All articles follow our Editorial Policy:

• ✓ Multi-source research (IRDAI, NAIC, insurer filings, academic studies)
• ✓ Mandatory peer-review by an internal or external subject-matter expert
• ✓ Clear labelling of any sponsored or promoted content

4. Advertising & Affiliate Disclosure

This Site displays advertising via Google AdSense and may include affiliate links to third-party products or services. We may earn commissions when you click ads or complete a purchase through such links—at no additional cost to you. Advertising revenue never influences our editorial objectivity or product rankings.

5. External Links Disclaimer

For your convenience, PolicyIdea.com links to external websites. We do not control, endorse, or assume responsibility for the accuracy or reliability of information on those sites. Visiting external links is at your own risk; review their privacy and terms pages.

6. Errors & Omissions

Although we endeavour to keep the information up to date, the Site may contain inaccuracies or typographical errors. PolicyIdea.com is not liable for any loss or damage arising from reliance on the information provided. Please notify us of any discrepancies so we can correct them promptly.

7. Fair Use Notice

Quotations of insurer documents, legislation, or third-party research fall under “fair use” for commentary, criticism, news reporting, education, and research as permitted by applicable law.

8. Cookie & Tracking Technologies

We use cookies, analytics, and similar technologies to personalise content and ads, analyse traffic, and improve your experience. By continuing to use the Site you consent to our use of cookies, subject to the Privacy & Cookie Policy. You can update preferences anytime via the cookie banner displayed on first visit.

9. Limitation of Liability

Under no circumstances shall PolicyIdea.com or its owners be liable for any direct, indirect, incidental, consequential, or special damages resulting from the use—or inability to use—this Site, even if advised of the possibility of such damages.

10. Consent

By using PolicyIdea.com you hereby consent to this Disclaimer and agree to its terms.

11. Contact Us

For questions or concerns regarding this Disclaimer, email us at contact@policyidea.com or write to:
policyidea,Wankaner,Morbi 363621 ,Gujrat,India.