Terms & Conditions

Effective Date: June 27, 2025

1. Acceptance of Terms

By accessing and using PolicyIdea.com (“Site”, “we”, “us”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree, you must not access or use this website.

2. Website Purpose

PolicyIdea.com provides general information and editorial content about personal insurance, finance, and related topics. Content is for **informational purposes only** and does not constitute legal, financial, or insurance advice. Always consult with a licensed professional before making insurance or investment decisions.

3. Intellectual Property

All content, including articles, text, images, logos, and videos published on this site are the property of PolicyIdea.com unless otherwise noted. You may not copy, distribute, or reproduce any content without prior written permission.

4. User Conduct

• Do not post spam, defamatory, or harmful comments.
• Do not attempt to hack, reverse-engineer, or disrupt site functionality.
• Do not submit false or misleading information via contact forms or comments.

5. Third-Party Links

PolicyIdea.com may contain links to third-party websites or services that are not owned or controlled by us. We are not responsible for the content or practices of any external websites. Clicking on affiliate or external links is done at your own discretion.

6. Affiliate & Advertising Disclosure

PolicyIdea.com participates in Google AdSense and other advertising/affiliate programs. We may earn commissions from clicks or purchases made through links at no additional cost to you. These revenues support our editorial efforts and website maintenance. Sponsored or promoted content will always be clearly marked.

7. Editorial Integrity

We strive to provide fact-checked, unbiased content. Our articles are written or reviewed by qualified professionals. We do not accept paid coverage in exchange for favorable reviews. When content is sponsored, it will be labeled accordingly.

8. Limitation of Liability

PolicyIdea.com shall not be held liable for any direct, indirect, or incidental damages resulting from the use or inability to use the information on this site. All use of the site and its content is at your own risk.

9. Privacy & Cookies

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect personal information, and explains our use of cookies and analytics. You may manage your cookie preferences at any time via the cookie banner.

10. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. The most current version will always be available on this page. Continued use of the site constitutes acceptance of the revised Terms.

11. Governing Law

These Terms shall be governed by and interpreted under the laws of india . Any disputes arising out of your use of the site shall be resolved under the jurisdiction of the courts located in Gujrat/Wankaner.

12. Contact Information

For questions about these Terms, please contact us at:
📧 contact@policyidea.com
📍 Wankaner,Morbi 363621 ,Gujrat,India.