Privacy & Cookie Policy

Last updated: 27 June 2025

1. Who We Are

PolicyIdea.com (“we”, “our”, “us”) is a consumer-focused insurance and personal-finance website operated by Akil Badi Enterprise, Wankaner,Morbi 363621 ,Gujrat,India.

2. Information We Collect

• Data you provide directly — comments, contact-form queries, newsletter sign-ups.
• Automatically collected — IP address, device type, browser, referring URL, pages visited, and time spent (via Google Analytics 4).
• Advertising identifiers — Google AdSense may collect cookies or mobile IDs to deliver relevant ads.

3. How We Use Your Data

• To deliver and personalise content
• To provide, maintain, and improve the website
• To detect, prevent, and address technical or security issues
• To comply with legal obligations (e.g., tax, law-enforcement requests)

4. Legal Bases (GDPR)

We process personal data under the following lawful grounds:

• Consent (e.g., accepting advertising cookies)
• Legitimate interests (website analytics, fraud prevention)
• Contract (answering your enquiries)
• Legal obligation (tax, accounting, law-enforcement)

5. Cookies & Similar Technologies

We use first-party and third-party cookies to:

• Remember your preferences
• Measure site performance and audience insights
• Serve personal or contextual advertisements via Google AdSense

You can manage or withdraw consent at any time via the cookie banner at the bottom of this page.

6. Google AdSense & Advertising Disclosure

PolicyIdea.com displays ads provided by Google AdSense and may earn commission when you view or click ads. AdSense uses cookies and interest-based identifiers to tailor ads to your interests. Learn more at Google Ad Policies.

Affiliate links: Some articles recommend insurance products or services. If you purchase through those links, we may earn a referral commission at no extra cost to you. All opinions remain our own and are guided by our Editorial Policy below.

7. Editorial Policy

Every guide is researched and written by our in-house team or subject-matter experts, then fact-checked against reputable sources such as IRDAI, NAIC, and insurer filings. We never accept compensation for positive coverage. Sponsored content is clearly labelled “Promoted” or “Sponsored”.

8. Data Security

We employ SSL/TLS encryption, least-privilege access controls, and periodic security audits. No method is 100% secure, yet we strive to protect your information to the best of our ability.

9. Your Privacy Rights

• GDPR (EEA residents) — right to access, rectify, erase, restrict, or object to processing.
• CCPA/CPRA (California) — right to know, delete, opt-out of sale/share, non-discrimination.

Email contact@policyidea.com with subject “Privacy Request” and we will respond within 30 days.

10. International Transfers

Your data may be processed outside your jurisdiction (e.g., AWS servers in the EU/USA). We rely on Standard Contractual Clauses and similar safeguards for such transfers.

11. Third-Party Links

We occasionally link to external sites. We are not responsible for the privacy practices of those websites. Review their privacy policies before providing any personal information.

12. Children’s Privacy

PolicyIdea.com is not directed to children under 13 and we do not knowingly collect their data.

13. Changes to This Policy

We may update this page to reflect legal, technical, or operational changes. When we do, we will revise the “Last updated” date at the top. Significant changes will be announced via a site-wide banner or e-mail.

14. Contact Us

For questions about this policy or your data, e-mail contact@policyidea.com or write toWankaner,Morbi 363621 ,Gujrat,India.